Last updated: July 30, 2026
Tetelo is a personal finance planning tool operated by Hashbeen, based in British Columbia, Canada. By creating an account or using Tetelo, you agree to these terms.
Tetelo helps you track accounts, transactions, budgets, recurring bills, and debt payoff plans that you enter yourself. It is a planning and organization tool, not a bank, financial institution, or licensed financial advisor. Nothing in Tetelo — including budget suggestions, debt payoff projections, achievement badges, or the Insights page's financial health ratios, spending recaps, and net worth trends — is professional financial, investment, tax, or legal advice. You're responsible for your own financial decisions.
You must be at least 18 years old to use Tetelo. You're responsible for keeping your login credentials secure and for all activity under your account. The data you enter is only as accurate as what you put in — Tetelo can't verify your real bank balances or transactions on its own.
The financial information you enter belongs to you. You can export a full copy of your data at any time from the Profile page, and permanently delete your account and all associated data at any time from the same page. See our Privacy Policy for details on what's collected and how it's used.
Don't use Tetelo to store or process data you don't have the right to, attempt to access another user's data, interfere with the service, or use it for any unlawful purpose. We may suspend or terminate accounts that violate this.
Tetelo is provided "as is," without warranty of any kind. We aim to keep it available and your data safe, but we don't guarantee uninterrupted access, and we're not liable for losses arising from downtime, data loss, or errors in calculations or projections. Regular backups (via the Profile page) are your safety net — please use them.
We may update these terms as Tetelo evolves. Continued use after a change means you accept the updated terms. Meaningful changes will be noted here with an updated date.
These terms are governed by the laws of British Columbia, Canada.
Questions about these terms? Reach out at developer@hashbeen.com, or use the Bug report / Request feature option from the account menu inside the app.