Plan your paycheck.
Build your future.

Tetelo shows you exactly where your money is going, what's coming next, and a real path out of debt โ€” without connecting a single bank account.

No bank connection needed ยท Your data, your control ยท Hosted in Canada ๐Ÿ‡จ๐Ÿ‡ฆ

Cash available

$1,847.32

Covered until

Jul 28

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๐Ÿ  Housing92%
๐Ÿ›’ Groceries61%
๐ŸŽฌ Subscriptions38%
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Unlocked

First Win

Debt Payoff Plan

Free by Aug 2028

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A real plan to be debt-free

The Debt Payoff Plan walks you through the debt snowball method and builds a real, month-by-month payoff plan you can revisit anytime โ€” ending in an honest date you'll actually be debt-free.

๐ŸŽฏ Debt-free by Aug 2028
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Cash flow, day by day

A real calendar of your balance for every day this month โ€” not just today.

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Recurring bills, handled

Weekly, biweekly, monthly, or custom dates โ€” set once, Tetelo does the rest.

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Budgets that make sense

Tag every expense and set monthly limits, visible right on your dashboard.

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Milestones worth earning

Real achievements for real progress โ€” paid-off debts, savings streaks, and more.

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Your data, always yours

Export anytime, auto-backup to your own Drive, or delete everything instantly.

How it works

1

Create your free account

No bank connection required โ€” just you and a few minutes.

2

Add your accounts, bills, and debts

Everything you already track in your head or a spreadsheet, in one place.

3

See your real cash flow

Know what you can spend today, what's coming, and how to get ahead of it.

Built to be trusted with your finances

Tetelo never connects to your real bank accounts โ€” everything is entered by you, and only used to run the app for you. Export a full copy of your data anytime, or permanently delete your account and everything in it whenever you want. Nothing is ever sold to advertisers or data brokers.

Read our Privacy Policy โ†’

Ready to see your money clearly?

It's free to get started.

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